Uniting expertise. Mastering risk.

Privacy Policy

1. Introduction

United Underwriters BV (“we”, “our”, “us”) respects the privacy of our business partners, intermediaries, and website visitors. This Privacy Policy explains how we collect, use, and protect personal data in accordance with the General Data Protection Regulation (EU) 2016/679 (“GDPR”).

As a B2B company active in the insurance sector, we primarily process data relating to professional contacts and representatives of partner companies such as MGAs, brokers, and insurers.

Legal entity: United Underwriters BV
Registered office: Quatre Bras / Vier Armen Building – Steenweg op Mechelen 455/9, B-1950 Kraainem, Belgium
Company number: BE 0755.968.312
Website: www.unitedunderwriters.eu Contact email: 


2. Data Controller

United Underwriters BV acts as the data controller for the processing of personal data collected through this website and related communications.
In certain cases, data may be jointly processed with our founding partners Beluga Insurance Solutions and Vander Haeghen & C° (VdH), in accordance with a joint controller agreement that ensures compliance with GDPR requirements.


3. What Data We Collect

We may collect the following categories of personal data:

  • Identification and contact data (name, company, position, email address, phone number)
  • Professional details (organisation, area of activity, insurance expertise)
  • Technical data (IP address, browser type, device information, referring pages)
  • Communication data (content of messages sent through our contact form)

We do not intentionally collect sensitive data (e.g., health, ethnicity, political opinions, etc.).


4. How We Collect Data

  • Directly from you: when you fill out our contact form or communicate with us by email or phone.
  • Automatically: through cookies and analytics tools (see Cookie Policy).
  • Indirectly: when referred by our partners Beluga or VdH.

5. Why We Process Data (Purposes & Legal Basis)

PurposeLegal Basis
Responding to enquiries and contact requestsLegitimate interest (Art. 6(1)(f) GDPR)
Managing partnerships, MGAs, and insurer relationshipsPerformance of contract (Art. 6(1)(b))
Business administration and internal reportingLegitimate interest
Website analytics and improvementConsent (via cookie banner)
Compliance with legal obligationsLegal obligation (Art. 6(1)(c))

6. Data Sharing

We may share limited personal data with:

  • Our founding partners Beluga Insurance Solutions and Vander Haeghen & C° (VdH)
  • Professional IT and hosting service providers (under strict confidentiality)
  • Regulatory authorities, if legally required

No data is sold or transferred outside the EEA without adequate safeguards (e.g. Standard Contractual Clauses).


7. Data Retention

We retain personal data only as long as necessary to fulfil the purposes above or to comply with legal and regulatory obligations.
Website contact data are generally retained for up to 3 years after last interaction.


8. Your Rights

Under GDPR, you have the right to:

  • Access and obtain a copy of your data
  • Request correction or deletion
  • Object to processing based on legitimate interests
  • Request restriction of processing
  • Withdraw consent at any time (for analytics cookies)
  • Lodge a complaint with the Belgian Data Protection Authority (www.gegevensbeschermingsautoriteit.be)

Requests can be sent to info@unitedunderwriters.eu.


9. Data Security

We implement appropriate technical and organisational measures to protect data against unauthorised access, alteration, disclosure, or destruction, in line with industry standards for financial and insurance operations.


10. Updates

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The latest version is always available on our website.